Credit

11 tips to rebuild your credit

11 tips to rebuild your credit

If your credit rating isn’t as robust as you’d like it to be, bring it along with these steps.   Looking for tips to build your credit? Here’s a slew of them to help you get your credit back on track. Set a date night with your credit. Think of it as your monthly check-up, or […]

4 Essential Steps for Rebuilding Your Credit

4 Essential Steps for Rebuilding Your Credit

  Perhaps you lost a job and had trouble keeping up with your bills. Or you found yourself with an unexpected expense that ate up your budget. There are a lot of ways one’s credit can take a hit. The important thing is to start rebuilding your all-important FICO score now so when you need a loan […]

9 Steps to Boost Your Credit Before You Buy

9 Steps to Boost Your Credit Before You Buy

The process of buying a home doesn’t just begin when you walk through the door of your first open house – it starts long before that. One of the first stops on the road to home ownership is figuring out your finances, and that includes understanding your credit, a critical piece of the buying puzzle. Good credit […]

How Credit Affects The Home Buying Process

How Credit Affects The Home Buying Process

The Federal Savings Bank informs readers on how credit affect the home buying process. Most Americans need to apply for a mortgage to finance a new home purchase. During the application process, credit scores are used by lenders, like The Federal Savings Bank, a veteran owned provider, to determine what type of a borrower an […]

Get your house in order: Repairing your credit before you buy a home

Get your house in order: Repairing your credit before you buy a home

By Adam Verwymeren For those with bad credit, buying a home can feel like an impossibility. Even if you can qualify for a mortgage, a bad credit score will likely leave you saddled with a high interest rate, making those monthly payments much more expensive than they need to be. So improving your credit score […]

Tips for Repairing Your Credit

Tips for Repairing Your Credit

Most of us, at some time or another, have done something to adversely affect our credit rating, perhaps without even knowing it. A late or missed credit card or home mortgage payment is just one example. When you buy a home, your real estate agent will encourage you to get pre-approved for your mortgage. It’s […]

Buying a Home With Bad Credit

Buying a Home With Bad Credit

How to Get a Home Loan With Bad Credit After Foreclosure or Bankruptcy By Elizabeth Weintraub Put your fears about bad credit aside. Just because you have bad credit, filed bankruptcy or gone through a foreclosure does NOT mean you cannot buy a home. You most certainly can buy a home with bad credit. But you’re going […]

Do You Need 3 Credit Scores to Get a Mortgage?

Do You Need 3 Credit Scores to Get a Mortgage?

by Scott Sheldon   In order to get a mortgage these days, home buyers are typically required to have three credit scores — one scoring model calculated three times based on each of your credit reports at the three major credit bureaus. However, one problem that I see periodically when working with homebuyers is that they […]

Check Your Credit Before Buying a Home

Check Your Credit Before Buying a Home

  What is a credit score? Imagine that a friend asks to borrow money from you. Assuming you had the money to loan, you might then ask yourself, “Did he pay me back the last time he borrowed money? Did he pay me back the full amount? On time?” When you approach banks and lenders […]

7 Ways to Protect Your Credit Score When Applying for a Home Loan

7 Ways to Protect Your Credit Score When Applying for a Home Loan

by Jordan Blakley Your credit score is one of the most important parts of getting a mortgage, but it’s also one of the easiest parts to control. Making small changes in how you handle your debts — some of which won’t even cost you anything — can make a difference in your score, and get you […]

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